I read an article last week that got me thinking. The article reminded the reader about the fact that whether you are approaching retirement age or are decades away, you need to be thinking about what they called “the safest places to stash your cash”. Too many times...

Life insurance can be complicated. There are several different types of life insurance, and finding the right type for your needs is important. Term life insurance, where coverage expires after a certain number of years, is one type, meanwhile, permanent insurance,...

I read an article last week about the benefits of thinking about yourself in future terms. The idea being that many of us feel little connection to the person we will be years from now, and that leads to a shortsighted behavior that actually hurts us in the long run....

We often hear the phrase “The market is up” or “The market is down” and we think we have either made money [or lost out on making money] or we have lost money. The problem is the phrase is rarely connected to anything that has real meaning to us personally. Why is...

There has been an uptick in what regulators call Romance Fraud schemes and studies have been done to try to pinpoint when seniors are most vulnerable. Not surprisingly it is between twelve and twenty-four months after losing a loved one, moving or becoming less mobile...

Perhaps there is more truth to this saying than we want to admit. This year has been tumultuous, with markets declining and interest rates increasing. Were we all soothsayers we would be rich beyond our dreams. But we aren’t and it is disingenuous to think about the...

Sometimes it is best to start with the basics. If you are planning for retirement are you contributing enough to your 401(k) to get your company’s full employee match? Think of it as free money. Have you paid off high-interest rate debt you may be carrying....

Slow and steady wins the race is an idiom we have all heard, but rarely do we think to apply it to how we approach retirement planning. Taking a slower, more consistent approach often leads to a better outcome. It is easy to forget that and to take risks in order to...

This week’s article focuses on the fact that while “everyone’s retirement is different, 2022 is going to have some big differences from 2021 that will affect almost every retiree and retirement saver to some degree”. We’ve provided you with a link to the article so...

You’ve saved for years and have finally retired, and yet, there are so many world events going on, both domestically and abroad that the only constant now is change. The news is full of commentaries about market declines and inflation. What can be done to reduce those...